
Cash advances for UK sports halls.
For independent sports halls, leisure centres, and multi-activity sites. Funded against your card takings, bookings, memberships, events, cafe. Built for operators with strong card turnover.
What MCA means for a sports hall or leisure centre.
Independent sports halls and leisure centres run a mixed revenue model, memberships (card direct debit), one-off bookings (card at reception), class takings (card), tournament and event hire (card or BACS), cafe and retail (card). Membership revenue is particularly positive, predictable recurring card flow. Uses: equipment refresh, court resurfacing, changing room refurbishment, gym equipment purchase, cafe build-out, booking software upgrade, marketing for membership drives, floodlight or facility hire expansion.
Sound familiar?
Court resurfacing, multi-use surface refresh.
Sports court floor refresh £15k to £40k. Needs doing in a quiet summer period. Essential for the winter indoor sports season.
MCA funds the works over summer. Autumn season bookings ramp through September, repayment tracks the trade recovery.
Membership drive campaign.
Marketing, promotion, onboarding incentives, system upgrades, £5k to £25k to drive a step-change in members.
MCA funds the campaign. Each new member adds recurring card-paid subscription; repayment comes directly from the growth.
Cafe or catering facility build-out.
Cafe fit-out, kitchen kit, equipment, £15k to £35k to add a catering revenue stream around core sports operations.
MCA for the working capital. Cafe card takings feed repayment while broadening the centre's revenue mix.
Here's what it actually costs.
An independent sports hall borrows £20,000 for court resurfacing and membership drive. Monthly card takings: £35,000. £20,000. Average monthly card takings £35,000. Fixed cost 1.24. 11% daily repayment % on card sales, total cost £4,800.
These figures are illustrative. If a term loan or asset finance fits your situation better, we'll tell you.
Open the fixed cost calculator →Work out the real cost.
New businesses typically start at a higher daily % and a shorter term.
Illustrative only, not a quote.
- Advance£20,000
- vs card takings57%
- Fixed cost1.24
- Daily repayment£127
- Avg monthly£3,850
- Est. term6.4 months
Illustrative. The fixed cost is set on day one; daily repayment varies with takings. Term capped at 18 months.
Illustrative only, not a quote. Every figure here is subject to the funder. Funders advance anywhere from 100% up to 150% of monthly card takings, so 150% is not guaranteed, and the fixed cost is not guaranteed either. Your actual advance, fixed cost and terms depend on the funder and your business profile.
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£18,000 funded court resurfacing and autumn membership campaign, repaid in 6 months.
Illustrative composite. Two-court sports hall with cafe, £32k/mo card takings. MCA at 1.23 factor, 11% daily repayment. Courts resurfaced August, campaign ran September-October, 140 new members signed. Monthly takings reached £39k by November, advance repaid by February.
Illustrative composite scenarioSports halls & leisure centres, quick answers.
Generally yes. Mixed card-paid revenue streams, stable base of members, recognisable business model. Fixed costs typically 1.22 to 1.30 range for well-run operations.
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