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    A basketball rests on a vibrant blue indoor court with wood flooring and colorful lines.
    MCA · Sports halls & leisure centres · UK

    Cash advances for UK sports halls.

    For independent sports halls, leisure centres, and multi-activity sites. Funded against your card takings, bookings, memberships, events, cafe. Built for operators with strong card turnover.

    01

    What MCA means for a sports hall or leisure centre.

    Independent sports halls and leisure centres run a mixed revenue model, memberships (card direct debit), one-off bookings (card at reception), class takings (card), tournament and event hire (card or BACS), cafe and retail (card). Membership revenue is particularly positive, predictable recurring card flow. Uses: equipment refresh, court resurfacing, changing room refurbishment, gym equipment purchase, cafe build-out, booking software upgrade, marketing for membership drives, floodlight or facility hire expansion.

    02

    Sound familiar?

    Court resurfacing, multi-use surface refresh.

    Sports court floor refresh £15k to £40k. Needs doing in a quiet summer period. Essential for the winter indoor sports season.

    How MCA helps

    MCA funds the works over summer. Autumn season bookings ramp through September, repayment tracks the trade recovery.

    Membership drive campaign.

    Marketing, promotion, onboarding incentives, system upgrades, £5k to £25k to drive a step-change in members.

    How MCA helps

    MCA funds the campaign. Each new member adds recurring card-paid subscription; repayment comes directly from the growth.

    Cafe or catering facility build-out.

    Cafe fit-out, kitchen kit, equipment, £15k to £35k to add a catering revenue stream around core sports operations.

    How MCA helps

    MCA for the working capital. Cafe card takings feed repayment while broadening the centre's revenue mix.

    03

    Here's what it actually costs.

    An independent sports hall borrows £20,000 for court resurfacing and membership drive. Monthly card takings: £35,000. £20,000. Average monthly card takings £35,000. Fixed cost 1.24. 11% daily repayment % on card sales, total cost £4,800.

    These figures are illustrative. If a term loan or asset finance fits your situation better, we'll tell you.

    Open the fixed cost calculator →
    £20,000
    Advance
    £24,800
    Total repayable
    £3,815
    Avg monthly cost
    6.5 months
    Predicted term
    FIXED COST · LIVE CALCULATOR

    Work out the real cost.

    New businesses typically start at a higher daily % and a shorter term.

    Fixed cost tiers
    Best
    1.10
    Typical
    1.25
    Higher
    1.50

    Illustrative only, not a quote.

    MERCHANT BUSINESS LOANS
    LIVE FIXED COST QUOTE
    Fixed cost
    £4,800
    Total repayable
    £24,800
    • Advance£20,000
    • vs card takings57%
    • Fixed cost1.24
    • Daily repayment£127
    • Avg monthly£3,850
    • Est. term6.4 months

    Illustrative. The fixed cost is set on day one; daily repayment varies with takings. Term capped at 18 months.

    Illustrative only, not a quote. Every figure here is subject to the funder. Funders advance anywhere from 100% up to 150% of monthly card takings, so 150% is not guaranteed, and the fixed cost is not guaranteed either. Your actual advance, fixed cost and terms depend on the funder and your business profile.

    Up to 90% approvalfor qualifying businesses

    Works with Dojo · Square · Zettle · SumUp · Stripe Terminal · PDQ · Yeti Pay · Teya · Barclaycard

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    04

    Operators we've helped.

    Composite scenario, Independent sports hall · Yorkshire

    £18,000 funded court resurfacing and autumn membership campaign, repaid in 6 months.

    Illustrative composite. Two-court sports hall with cafe, £32k/mo card takings. MCA at 1.23 factor, 11% daily repayment. Courts resurfaced August, campaign ran September-October, 140 new members signed. Monthly takings reached £39k by November, advance repaid by February.

    Illustrative composite scenario
    05

    Sports halls & leisure centres, quick answers.

    Generally yes. Mixed card-paid revenue streams, stable base of members, recognisable business model. Fixed costs typically 1.22 to 1.30 range for well-run operations.

    Ready when you are

    Ready to apply?

    60 seconds to apply. 1 working day to a decision. No obligation, no credit footprint for the initial check.

    Up to 90% approval for qualifying businesses

    Quick Apply →
    COMPATIBILITY

    Works with your card machine and payment provider.

    Whatever you take card payments through, we fund against your takings.

    Dojo
    Square
    SumUp
    Zettle by PayPal
    Stripe
    Worldpay
    Barclaycard
    Tyl by NatWest
    takepayments
    Paymentsense
    Elavon
    myPOS
    Clover
    Teya
    Revolut
    Just Eat
    Deliveroo
    Uber Eats
    Epos Now
    Lightspeed
    Zonal
    Toast
    + many more

    Logos are the card and payment providers we fund against. We are not affiliated with, partnered with, or endorsed by them.