Cash advances for UK padel clubs.
For padel centres, multi-court venues, and racquet clubs. Funded against your card takings. Court bookings, coaching, pro shop, food and beverage. Built for operators in the UK's fastest-growing racquet sport.
What MCA means for a padel club.
Padel is the UK's fastest-growing racquet sport and the revenue mix is uniquely card-clean. Court bookings via apps and websites, coaching fees, pro-shop sales, café and bar. All card. Lenders like the predictability of booked-out evening slots, the high utilisation in winter (covered courts beat cold tennis courts), and the low cash mix. Common uses: building additional courts, LED lighting upgrades, café fit-out, pro-shop stock, marketing for league launches, junior coaching scale-up, expansion into a second site.
Sound familiar?
Adding two more courts to meet demand.
Outdoor padel court build: £40k to £70k per court including glass, surfacing, lighting and net infrastructure. Indoor or covered: £80k to £150k. Demand is there. Supply is the bottleneck.
MCA can fund 1-2 court additions where the existing site is already busy. Repaid out of the additional booking revenue the new courts generate. Lender views additional courts as revenue-positive expansion, not speculation.
Café and clubhouse fit-out.
Players linger after sessions. A proper café and clubhouse drives 20-30% extra spend per visit. £25k to £80k of fit-out unlocks that revenue but ties up cash before it returns.
MCA funds the fit-out. Repayment scales with the boosted card takings the new café generates. Cleaner than a fixed-term loan because the daily repayment % flexes with utilisation.
LED lighting upgrade so evening play extends through winter.
Decent LED court lighting £15k to £30k per court. Pays back in extra evening utilisation, but the upfront cost lands in one quarter.
MCA spreads the cost across the additional revenue it enables. Often a 4-6 month payback in operational terms because the extended evening hours are immediately bookable.
Here's what it actually costs.
A 4-court padel club borrows £25,000 for café fit-out and pro-shop stock. Monthly card takings (bookings + F&B + retail): £42,000. £25,000. Average monthly card takings £42,000. Fixed cost 1.24. 14% daily repayment % on card sales, total cost £6,000.
These figures are illustrative. If a term loan or asset finance fits your situation better, we'll tell you.
Open the fixed cost calculator →Work out the real cost.
New businesses typically start at a higher daily % and a shorter term.
Illustrative only, not a quote.
- Advance£25,000
- vs card takings60%
- Fixed cost1.24
- Daily repayment£193
- Avg monthly£5,880
- Est. term5.3 months
Illustrative. The fixed cost is set on day one; daily repayment varies with takings. Term capped at 18 months.
Illustrative only, not a quote. Every figure here is subject to the funder. Funders advance anywhere from 100% up to 150% of monthly card takings, so 150% is not guaranteed, and the fixed cost is not guaranteed either. Your actual advance, fixed cost and terms depend on the funder and your business profile.
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Apply with these numbersPadel clubs, quick answers.
Yes. Most MCA lenders need at least 6 months of trading history with consistent card data. Padel clubs hitting 18 months are typically prime candidates because the growth curve is visible in the card takings.
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