Cash advances for UK cricket clubs.
For village cricket clubs and community grounds. Funded against your card takings. Bar, teas, member subs, and ground hire. Built for clubs that earn most of their year's money in twenty Saturdays.
A note on the lender panel for cricket clubs
Cricket has the most concentrated season of any UK sport. Roughly 20 Saturdays of trading May to September. Lender appetite is real but the panel is narrow. We typically need to see a CIC or limited company structure and at least 12 months of card data so the lender can see a full season cycle.
What MCA means for a cricket club.
Cricket clubs earn 70-80% of their annual card revenue between May and September. That seasonality is well-understood by specialist lenders, who underwrite based on the previous season's card data and structure repayment to ramp through the active months. Common uses: square renovations, pavilion refurb, sight screens, covers, mowing kit, junior coaching scale-up, end-of-season tour deposits, clubhouse extension, accommodation upgrade for visiting touring sides, kitchen for teas and function hire.
Sound familiar?
Square or outfield renovation in the autumn.
Top-dressing, scarification, drainage works £8k to £25k. All needs to happen September to November so the surface is ready for spring. No bar income during the work to fund it.
An autumn-funded MCA, sized off the previous summer's takings, lets the works happen on time. Repaid through the following season's bar and event revenue.
Pavilion or kitchen upgrade to bid for function hire.
Weddings, christenings, corporate days during the off-season can transform club finances. But only with a presentable kitchen and function space. £25k to £80k of works.
MCA funds the works between September and March. Spring booking enquiries already coming in. Daily repayment % ramps through summer when card takings peak, easing the cashflow load.
Mowing or covers replacement.
Outfield mower replacement £8k to £20k. New ground covers £4k to £15k. Both are essential kit that fail at the worst possible moment.
MCA funds the kit fast. Asset finance is often the cheaper alternative for a single dedicated piece of kit. We'll quote both and tell you honestly which is the better fit.
Here's what it actually costs.
A village cricket club borrows £15,000 for square renovation and a new pavilion kitchen. Monthly card takings averaged across the year: £6,500 (with summer peaks of £14k and winter troughs of £1,500). £15,000. Average monthly card takings £6,500. Fixed cost 1.28. 12% daily repayment % on card sales, total cost £4,200.
These figures are illustrative. If a term loan or asset finance fits your situation better, we'll tell you.
Open the fixed cost calculator →Work out the real cost.
New businesses typically start at a higher daily % and a shorter term.
Higher monthly card takings would be needed to fit a £10,000 advance inside the 18-month term.
Illustrative only, not a quote.
- Advance£10,000
- vs card takings154%
- Fixed cost1.28
- Daily repayment£26
- Avg monthly£780
- Est. term16.4 months
Illustrative. The fixed cost is set on day one; daily repayment varies with takings. Term capped at 18 months.
Illustrative only, not a quote. Every figure here is subject to the funder. Funders advance anywhere from 100% up to 150% of monthly card takings, so 150% is not guaranteed, and the fixed cost is not guaranteed either. Your actual advance, fixed cost and terms depend on the funder and your business profile.
Works with Dojo · Square · Zettle · SumUp · Stripe Terminal · PDQ · Yeti Pay · Teya · Barclaycard
*** THANK YOU ***
Apply with these numbersCricket clubs, quick answers.
Yes, this is exactly what specialist seasonal lenders are built for. We size the advance off your annual card revenue, then the lender accepts that the daily repayment % brings in much more during summer than winter. The repayment naturally ramps with your trading.
Ready when you are
Ready to apply?
60 seconds to apply. 1 working day to a decision. No obligation, no credit footprint for the initial check.
Up to 90% approval for qualifying businesses